Credit Tips
Use Credit wisely. Here are some tips and tricks related to credit.

Bad Credit Loans, How to Get One

How to get a bad credit loan The loan industry is one of the largest financial marketplaces in the world today. Spending largely drives the economy and many consumers need loans to do their fair share of the spending. An unfortunate by-product of the loan industry is that many consumers and borrowers fail to repay

Experian adding renter history to credit scores calculations

Credit score bureau Experian is now including renter history in its formula for adding up credit scores. Previously, only negative marks on a renter’s history, like evictions from non-payment, were added. Now positive marks will be added. Pay the rent on time and do some credit repair Credit bureaus typically do not factor renter’s history

Know your credit score, and take steps to raise the number

To improve your credit score, nothing works better than paying off your credit cards and taking them out of your wallet. Knowing your credit score is the most basic fundamental of credit repair. But it’s even more important to know what affects  your credit score. And even more important than that is knowing what you

Bump Up Your Credit Score

To get the best deal on a loan today, you need better credit than ever before We’re in the middle of a credit crunch, and getting an installment loan – whether it’s an auto loan, a home loan, or a personal loan – requires better credit than ever before. Creditors have their guards up and

Suze Orman’s Advice on Payday Loans

Suze Orman’s Advice on Payday Loans What Suze Orman Says About Payday Loans On her website, Suze Orman’s thoughts about payday loans are clearly expressed. Understanding that most people find this option a lifesaver when they are in dire straits, as part of her Get Out of Debt Special web section, Suze Orman admits that
A sad female clown.

Beware phantom debt pains from charge-offs

Maintaining good credit can be challenging, particularly after a life-altering event like job loss. Understand that if a creditor throws in the towel and charges off one of your debts, that doesn’t mean that you’re in the clear. It’s quite possible that you will still be liable for that bad debt – even after it
A stack of credit cards against a black tabletop.

Understanding the down side of avoiding credit

Many consumers looking to establish a credit history are denied credit because they don’t have enough credit to begin with. Even if a person has an excellent FICO score, it’s still possible to be denied something as weighty as a mortgage because the credit report reads more like a leaflet than a book. Avoid being
Even if you have bad credit, payday loans are available to help you in your budget's dark hours. (Photo:

Payday Loans for People with Bad Credit

With Bad Credit, Are Payday Loans Still Available? This is the question that many people with bad credit may be wondering about right now. While we know that getting any type of a loan from the mainstream banks and lending institutions is next to impossible in this situation, there are other companies that can help.
Don't let the stormy economy wash away your credit.

Can Payday Loans Protect Your Credit History?

Economic crisis Payday loans could save you from the horrible economic environment that we currently live in. The economic crisis is affecting every single one of us, including many major businesses. Many people, maybe even yourself, are seeking a loan near you. It was once thought impossible for high-end shops and even banks to get

Protecting Your Credit with fast Payday Loans

What are fast payday loans? You’ve been working hard to build a good credit history – paying your bills on time whenever you can and never taking on more debt than you can handle; but it’s been a rough month. Payday is a week or more away, but you’ve run into unexpected expenses – your