Payday Loans
Payday Loans are not all equal. Find out what you should know before giving out your personal info when applying for a payday loan.

Bad Credit Loans Ensure Financial Stability for All Lifestyles

It’s never easy to deal with financial emergencies, regardless of income or lifestyle. Payday loans are an option for everyone, but people can get even more flexibility with bad credit loans that offer installment payments. It’s easy to qualify for up to $1,000 without stressful loa forms, providing collateral or long processing delays. Instead of

Calls to Regulate Cash Advance Industry Continue

Calls to regulate the cash advance industry seem to focus primarily on rollovers and a borrower’s ability to repay a loan. When repayment in full of a loan does not occur before the end of the term, a borrower needs an extension or renewal that initiates a new transaction. The industry can impose limits on

Why Georgia Outlawed Payday Lending

When Georgia’s legislators signed the Georgia Industrial Loan Act of 1955 into law, the regulation was designed to outlaw payday loan lending1. It did this by requiring loan companies to obtain state licensing. The state also required them to register. With this law, Georgia even imposed austere usury limits for financial institutions that were in

Why Do Some States Outlaw Payday Lending?

When used responsibly, payday loans can provide a way to meet unexpected expenses, make sure that bills are paid on time or prevent overdrafts and associated bank fees. Several states, however, have banned payday loans, and other states have enacted laws that regulate the amount a consumer may borrow and how often. Typically, the states

Regulatory Outlook for the Payday Loan Industry

The Consumer Financial Protection Bureau, or CFPB, made an announcement about a year ago regarding the lending practices1 of the payday loan industry. Last year, the agency issued a report that included a list of proposed restrictions for short-term loans, long-term loans and the industry’s collection practices. The director of the small dollar loans project

Online Payday Loan Solutions – The Appeal and Convenience

Online payday loan solutions continue to grow in popularity among people who need financing for a variety of reasons. As people lead increasingly busy lives, they often have less time to devote to their financial and banking needs. The scant few moments they have each day to balance their checkbook or pay bills may leave

Payday Loans Under Scrutiny

Payday loans provide borrowers with access to immediate cash, and this service is widely used by individuals who are suffering from temporary financial hardships. Quick access to cash can be absolutely imperative during emergency situations. Individuals who are experiencing economic difficulty don’t often have access to other remedies, and traditional financial institutions are rarely willing

Payday Loans – How They Differ from Traditional Loans

Most people, at one time or another, will find themselves in a tight spot when they’re trying to make ends meet, and for some, payday loans can be a quick, easy solution to their situation. However, it’s important to note that the interest rates are significantly higher. With that in mind, it’s crucial that the
Why I love payday loans

Why I love payday loans

Whenever my paycheck isn’t what I expect it to be to be I don’t worry. I never have to worry because I know Personal Money Store is here to help. I can go online and get confirmation right away about my payday loan. No service on the internet today has given me such a hassle
Unemployment has led to a rise in panhandling. Lenders cannot help them with payday loans until they can secure steady income.

Unemployment and Begging Go Hand in Hand

Blame the Recession The Onalaska, Wisconsin police department has been receiving an increased number of complaints from residents about panhandling at intersections. Are these people begging because they lost their jobs and are looking for some extra money for the holidays, or are they professional beggars looking for easy money? One thing that is clear