Personal Loans
All personal loans online are not all equal. Find out what you should know before giving out your personal info when applying for a personal loan.

Should Personal Loans be Used to Start a Small Business?

It is not always easy to find the money to launch a new business. Traditional business loans are normally not an option for a fledgling business; lenders prefer to make loans to companies with established records of sales and expenses. However, insufficient funding is one of the leading reasons that new businesses fail. Caught between

Lenders Offering Personal Loans Online Face Regulatory Headwinds

Technology always inspires change, and one change that was brought by the internet was the ability of lenders to offer personal loans online. Instead of having to take time off from work to meet with a banker or travel to lender’s storefront, borrowers could submit a loan request from home whenever it was most convenient
Personal loans paperwork

The Role of Small Personal Loans in a Debt-Based Economy

Small personal loans are debts that individuals incur for a variety of reasons. The loan proceeds, which are typically less than $3,000, can be used for almost any legitimate purpose. For example, borrowers may use the loans to pay medical bills, redecorate a home, pay for a vacation, cover car repairs or pay off a
unsecured personal loans

How To Get Unsecured Personal Loans With Bad Credit – A Borrowers Guide

Like it or not, consumer credit is an important part of the American economy, but this was not always the case. Throughout most of the 19th century, only the wealthiest people used credit to purchase items that were not true necessities, a practice that was viewed by many as unwise or even immoral. Credit was

Yes, Virginia, You Can Still Get Personal Loans with Bad Credit

Personal loans for bad credit might not be the same as a visit from Santa Claus, but getting a loan could make the difference between a happy Christmas and a disappointing one. A recent article in Reviewjournal.com provided some practical advice for getting personal loans even when you have bad credit. The article recommends several

Personal Loan Options Expand with New Mobile Apps

There are a steadily increasing number of lenders, peer-to-peer loan companies and alternative financing strategies that you can use to find a personal loan, so many consumers appreciate being able to find, manage and request loans using mobile apps. Androidapps.com and other sources now provide convenient mobile apps that take the drudgery out of requesting

Strong Growth in Personal Loans With P2P Lending Leading Charge

Personal loans have recently experienced a surge according to a report posted at SMH.com.au. The article cited a strong increase in applications for personal loans during the fourth quarter of 2016, which was 12.4 percent higher than during the same period in 2015. The increase was largely credited to peer-to-peer, or P2P, lending, which is
Bad credit personal loans - still an option. Need a loan?

Bad Credit Personal Loans Remain a Valid Option for Debt Consolidation

While the financial industry expressed a great deal of concern about the Federal Reserve’s rate hike, so far, the quarter-point interest rate increase has yet to affect personal loan rates in any significant way. Because of this, bad credit personal loans remain a valid option for debt consolidation. Dan Matysik, the vice president of personal
The cover of an old pulp thriller comic book. The title is "Beware – Chilling Tales of Horror." Depicted is a man tied up in ropes in what appears to be an old gothic castle. Three hungry rats are deciding whether to dine on the hapless prisoner.

Social Security recipients, beware banks pushing personal loans

Social Security recipients – particularly those who depend entirely on it – don’t need anyone skimming off the top. That’s why there is a plan on the table to eliminate paper Social Security checks entirely. The Wall Street Journal reports that the Treasury Department plans to stop issuing paper Social Security checks by 2013 and
A desktop computer setup

Sites offering peer-to-peer personal loans keep growing

Peer-to-peer lending sites are starting to come into their own. Peer-to-peer lending, a form of crowdsourcing where qualified loan borrowers can solicit personal loans from investors, has been growing as flagship sites like LendingClub and Prosper have been rapidly expanding. Peer-to-peer lender Prosper makes big haul from investors Prosper.com, one of the largest peer-to-peer lending