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Housing

Consumer lending still slow to recover from recession

Consumer lending — loans lent to individuals — has been slow to recover from a two-year lull. Loans such as mortgages, auto loans, home equity lines of credit and personal loans aren’t impossible to get but are harder to get approved for. Banks are loathe to repeat mistakes that made them run for government cover.

Identity thieves see job seekers, children as lucrative targets

Identity theft is one of the fastest growing crimes in America. Nearly 11 million credit card holders each year are victims of identity theft. While everyone is vulnerable, trends show that identity thieves are increasingly targeting children and job seekers. Ingenious identity theft scams Victims of identity theft in the U.S. lost an average of
Street sign for Wall Street and Broadway in New York

Calix, MaxLinear, First Interstate | Three IPOs doing well today

The initial public offering of a company is usually a very closely and carefully watched event. Today, three separate company IPOs have gone very well. Calix Networks, MaxLinear and First Interstate BancSystem have all shown better-than-expected stock earnings. Calix and MaxLinear are both companies focused on internet infrastructure and are doing very well on the

Graduates are using Installment Loans to Fund Mishaps

The college student of 2010 Many college graduates are using installment loans to make ends meet. Angela Trummell, college graduate in 2010, said, “A lot of my friends are planning on going back home because they can’t afford post-college life. I really don’t want to do that.” Trummell is like a lot of students. They

Installment Loans For Bad Credit

Some things are a matter of opinion but the benefits of installment loans for people with bad credit are unquestionable. It is inevitable that people will need an installment-loan from time to time. It is especially likely that people with bad credit will need a short term loan sooner or later. With credit so tight
Debit card

July deadline looming for ruling on debit card fee cap

The deadline for the Federal Reserve to decide on whether to institute a debit card fee cap is in July. The Senate failed to extend the deadline in a close vote, and it appears the Fed will have to make a decision. The cap could have serious implications for consumers. Federal Reserve has weeks to
Kitten

How to finance your home improvement projects

According to Fox Business, Americans are likely to spend more than $121 billion on home improvement in 2010, so knowing how to finance home improvement is important. Here are seven financing options. How to finance home improvement: Seven possibilities Breaking a larger concept down into smaller parts makes it much less daunting; that includes how

New Year’s resolutions can help you find emergency money

Common New Year’s resolutions It’s not that difficult to find emergency money if you are willing to sacrifice. Now that the beginning of the year is here, many people are making New Year’s resolutions. Five of the most common are quitting smoking, exercising, eating healthier, decreasing debt and saving more money for emergencies. These are
File photo of TARP Inspector General Neil Barofsky.

Top TARP auditor Barofsky resigns as banks struggle to repay

As the $700 billion Troubled Asset Relief Program winds down, a surprise defection occurred, reports Reuters. Neil Barofsky, inspector general of TARP and the top financial industry bailout auditor, handed President Obama his resignation letter. Barofsky, who will leave his post March 30, did not give a reason for his resignation. Inspector General Barofsky appointed

Tax breaks can provide fast cash for consumers

Finding additional tax deductions In today’s economy, almost everyone is looking for fast cash and using tax deductions may be a solution. The tax laws are always changing and new deductions are brought to the market. Unfortunately, not everyone is aware of them. Here is a list of the deductions that are most overlooked by